Last update

May 1, 2026

Terms of Use

Effective Date: 01.04.2026

Last updated: 19.05.2026

This Agreement is between you and IQuantsGraph Private Limited and its affiliates ("IQuantsGraph Private Limited," "we," "us," or "our"), and governs your access to and use of the web sites, media, platforms, forums, portals, and any other online services offered by us including without limitation the www.iquantsgraph.com website and any media, software, programs, services, tools, features, databases, materials, content, features, products, platforms, forums, portals, or information available or sold on or through it or used in connection therewith (collectively, the "Services").

You may enter into this Agreement on behalf of yourself or on behalf of a legal entity. If you enter into this Agreement on behalf of a legal entity, you represent that you are a duly authorized representative with the authority to bind that legal entity to this Agreement. All references to “you” and “your” in this Agreement mean the person accepting this Agreement as an individual or the legal entity for which the representative is acting.

LICENSE GRANT AND ACCESS

Subject to your compliance with this Agreement (including all payment obligations), IQuantsGraph Private Limited grants you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable (except to Affiliates as set forth herein) right to access and use the Services. Where you are an Entity, your Affiliates may access and use the Services provided that: (a) such Affiliates agree to be bound by the terms of this Agreement; and (b) you remain fully liable for such Affiliates’ acts and omissions in connection with this Agreement as if you had performed such acts and omissions yourself. You acknowledge that you are receiving licensed rights only.

REGISTRATION INFORMATION

·        You must register using a valid email address and phone number to complete the registration process.

·        As part of the Account creation process or at any time thereafter, you may be required to provide and verify personal information. If you provide any information that is untrue, inaccurate, out of date or incomplete (or becomes untrue, inaccurate, out of date or incomplete), or we have reasonable grounds to suspect is untrue, inaccurate, out of date or incomplete, we may, in our sole discretion, discontinue the provision of the Services to you.

·        You may also be asked to choose a username and password. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene. Your use of the Services or any content accessed through the Services must comply with all applicable laws, regulations and ordinances. We may reject, or require that you change, any such username or password, in our sole discretion.

ACCOUNTS
·        You must be a human to create an account. Accounts registered by “bots” or other automated methods are not permitted. You must be 18 (eighteen) years or older.

·        If it comes to our attention that you are under the legal age or are otherwise ineligible to enter into this Agreement or to use the Services, your access may be terminated without warning.

·        You must immediately notify us of any unauthorized use of your account. 
If your account has been compromised or we have reasonable grounds to suspect that your Account has been compromised, we may, in our sole discretion, discontinue the provision of the Services.

·        In case you are unable to access your account, or suspect any unauthorized use of Your account, please connect with us.

·        You represent and warrant that: (a) you have not previously been suspended or removed from the Services; (b) your use of the Services is in compliance with all applicable laws and regulations; (c) all information you provide is true, accurate, and complete; and (d) you will maintain the accuracy of such information.

SCOPE OF SERVICES

The Company offers the following professional services, the precise scope of which shall be detailed in the relevant Engagement Letter with the Clients.

Portfolio Advisory

The Company provides tailored portfolio advisory services including monitoring of market trends, asset class diversification, stock valuation analysis, and strategic portfolio rebalancing. These services are advisory in nature and do not constitute discretionary portfolio management unless expressly stated in an Engagement Letter. Recommendations are based on advanced analytics and client-specific financial objectives.

IPO Compliance

The Company assists promoters, companies, and stakeholders in navigating the IPO process in accordance with SEBI ICDR Regulations, SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and applicable stock exchange norms. Services include preparation and review of offer documents, compliance with disclosure norms, determination of fair stock valuation, coordination with merchant bankers, and registrars, and optimisation of listing outcomes.

Data Science & Artificial Intelligence

The Company applies advanced statistical models, machine learning algorithms, and data analytics to financial datasets, market intelligence, and client-specific business problems. Outputs are intended to provide actionable intelligence to support faster and more confident decision-making. The Company does not guarantee the accuracy or completeness of predictive model outputs, which remain subject to inherent model risk and data limitations.

Wealth Management

Comprehensive wealth management services encompassing financial planning, investment structuring, estate planning advisory, tax-efficient investment strategies, and monitoring of investment performance. Such services are provided in coordination with qualified tax and legal advisors where required and are subject to the Client's individual risk profile and investment mandate.

Learning & Development

Structured training programmes, workshops, webinars, and certification courses on topics including financial markets, regulatory compliance, investment analysis, valuation techniques, and technology in finance. Content is curated by subject matter experts and is intended for educational purposes. Attendance certificates or completion records, where issued, do not confer professional regulatory qualifications unless explicitly stated.

Due Diligence

Rigorous and comprehensive due diligence services involving independent review and verification of financial, legal, operational, and market-related information in connection with transactions, investments, or business assessments. Services encompass:

•        Financial due diligence: historical and projected financial statement analysis, quality of earnings assessment, working capital analysis, and debt review.

•        Legal due diligence: review of corporate documents, title to assets, material contracts, litigation history, and regulatory compliance.

•        Operational due diligence: assessment of business processes, technology infrastructure, supply chain, and human resources.

•        Market due diligence: analysis of competitive landscape, market positioning, and growth drivers.

The Company’s due diligence reports are prepared for the exclusive use of the commissioning Client and shall not be relied upon by third parties without the Company’s prior written consent.

Business Valuation

Independent business and asset valuation services including company valuation, stock valuation, intangible asset valuation, purchase price allocation, and valuation for regulatory purposes (FEMA, Companies Act, Income Tax). Valuations are conducted in accordance with the Discounted Cash Flow (DCF) method, comparable company analysis, precedent transaction analysis, and other recognised valuation methodologies. Valuation reports are advisory in nature and represent the Company’s professional judgment as of a specified date.

Other Services

In addition, we provide some other unique services like

•        Virtual CFO (where the small and medium enterprises cannot engage a full-time chartered accountant or a company secretary to comply with the regulations needed).

•        Strategic Partnership (being a strategic partner to clients by providing appropriate strategies in all the areas of the business).

•        Funding of various nature (Angel, VC, PE, Capital investment through retail / institutional investors etc).

•        Project finance services (Wind / Solar / Turnkey projects).

CLIENT OBLIGATIONS

The Client undertakes and warrants that throughout the term of the engagement:

•        All information, data, and documents provided to the Company are accurate, complete, and not misleading.

•        The Client holds all necessary authorisations and consents to engage the Company and to share the information provided.

•        The Client shall promptly notify the Company of any material change in its financial position, regulatory status, or any information previously provided.

•        The Client shall cooperate fully with the Company’s due diligence and KYC processes.

•        The Client shall use the Company’s advice, reports, and outputs solely for the purpose for which they are provided and shall not distribute, reproduce, or publicly disclose the same without prior written consent.

•        The Client shall comply with all Applicable Laws in connection with its use of the Services.

ACCEPTABLE USE POLICY

You agree not to access the Services by any means other than through the interface that is provided by us. The use of deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Services or content, or in any way reproduce or circumvent the navigational structure or presentation of the Services, materials or any content, to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the Services is hereby expressly prohibited.

You shall not share, copy or otherwise make available to third parties, including by way of screen access, any information, data or Content displayed to you on the Services or sent to you in relation to any Service.

You may use any data or Content displayed to you on the Services or sent to you in relation to any Service solely for your personal use. You agree and accept that any such action may attract monetary penalties.

Without limiting the foregoing, the following behaviours are strictly prohibited:

  1. Strong, vulgar, obscene or otherwise harmful language.

  2. Racially, ethnically or otherwise, objectionable language.

  3. Harassing, intimidating, stalking or threatening any vendor, trainers, or other users.

  4. Impersonation of another person or persons.

  5. Posting, distributing, transmitting or promoting illegal content.

  6. Invasion of another’s privacy.

  7. Posting, providing, transmitting or otherwise making available any materials or information infringing on the rights of a third party, or information that is misleading.

  8. Posting, providing, transmitting or otherwise making available any junk mail or spam.

  9. Uploading or distribution of files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of our or our vendor websites or another’s computer.

  10. Probing, scanning or testing the vulnerability of the Services or any network connected to the Services, or breach the security or authentication measures on the Services or any network connected to the Services.

  11. Disrupt or interfere with the security of, or otherwise cause harm to, the Services, systems resources, accounts, passwords, servers or networks connected to or accessible through the Services or any affiliated or linked sites

  12. Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service.

We will cooperate with any law enforcement authorities or court order requesting or directing IQuantsGraph Private Limited to disclose the identity of anyone posting any such information or materials.

INTELLECTUAL PROPERTY RIGHTS

IQuantsGraph Private Limited, its affiliates, and its licensors, own and shall retain ownership (i) the Services, and any underlying or other technology and intellectual property embodied or contained in, used to provide or support, or otherwise associated or provided in connection with, the Services, including software, AI models, LLM pipelines, APIs, SDKs, algorithms, designs, trademarks, and documentation, and all Intellectual Property Rights related thereto; (ii) all trade names, trademarks, service marks, logos, icons, insignia, symbols, interface and other designs, domain names and corporate names, and the like (whether registered or unregistered) (“Marks”) associated or displayed with the Services, together with the goodwill associated with any of the foregoing Marks; and (iii) Content (all of the foregoing, collectively, " IQuantsGraph Property").

If you provide Feedback to IQuantsGraph Private Limited, you hereby assign to IQuantsGraph Private Limited all right, title, and interest in and to such Feedback, including all intellectual property rights therein. IQuantsGraph Private Limited may use Feedback for any purpose without restriction or compensation to you. To the extent any assignment is ineffective, you grant IQuantsGraph Private Limited a perpetual, irrevocable, royalty-free, worldwide, sublicensable license to use, reproduce, modify, and distribute such Feedback.

IQuantsGraph Private Limited reserves all rights not expressly granted to you in this Agreement. Except for the limited rights and licenses expressly granted under this Agreement, nothing in this Agreement grants, by implication, waiver, estoppel, or otherwise, to you or any third party, any Intellectual Property Rights or other right, title, or interest in or to any IQuantsGraph Property.

DISCLAIMERS

Nature of Advice

The Company’s Services constitute professional advisory and consultancy services. They do not constitute, and shall not be construed as, a guarantee of investment returns, legal opinion, or actionable legal advice. Clients are encouraged to obtain independent legal, tax, and financial counsel before acting on any recommendation.

Investment Risk

All investments in securities, mutual funds, and other financial instruments involve risk, including the possible loss of principal. Past performance is not indicative of future results. The Company’s portfolio advisory and wealth management recommendations are based on information available at the time and may be subject to rapid change due to market conditions.

AI and Data Science Outputs

Outputs generated through data science, artificial intelligence, or machine learning models are probabilistic in nature and are subject to inherent model uncertainty, data quality limitations, and algorithmic bias. The Company provides no warranty as to the accuracy, completeness, or fitness for purpose of such outputs.

LIMITATION OF LIABILITY AND INDEMNIFICATION

You expressly understand and agree that, to the maximum extent permitted by applicable law:

The services and other materials are provided “as-is”, without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose and that we assume no responsibility for your (in)ability to (or any costs or fees associated with your (in)ability to) obtain access to the services. Nor do we assume any liability for the failure to store or maintain any user communications or personal settings.

We make no warranty that: your requirements will be met or that services provided will be uninterrupted, timely, secure or error-free; materials, information obtained and descriptions of services will be effective, accurate or reliable; any errors or defects will be corrected; the services shall be available throughout the year, or available at all times; or that your concerns will be addressed to your satisfaction.

No advice or information, whether oral or written, obtained by you from services shall create any warranty not expressly stated in these terms and conditions.

The user understands and agrees that any material or data downloaded or otherwise obtained through the services is done entirely at their own discretion and risk and they will be solely responsible for any damage or injury, financial or otherwise. We accept no liability for any errors or omissions, with respect to any information provided to you.

In no event shall we be liable to you or any third party for any indirect, consequential, exemplary, incidental, special or punitive damages, including lost profit damages arising from your use of the website or its services even if we have been advised of the possibility of such damages. If, despite the limitation above, we are found liable for any loss or damage which arises out of or is in any way connected with any of the occurrences described in the limitation above, then our liability will in no event exceed, in total, the paid by you for the service in question for the preceding three months or inr 1000, whichever is lower.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless IQuantsGraph Private Limited, its affiliates, subsidiaries, and each of its licensors and suppliers, including any officers, directors, employees, shareholders, members, consultants, and agents ("Indemnified Parties") harmless, from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (i) your access to or your use of the Services; (ii) your breach of this Agreement or violation of applicable Law; (iii) your infringement or violation of any third-party right including Intellectual Property Right, confidentiality, privacy, or other right of any person or entity; (iv) your relationship with any other User or any dispute between you and any other User; (v) any dispute between you and any third party; and (vi) a personal injury, loss of life, or property damage to a third party relating to your acts or omissions.

TERM

This Agreement commences when you accept these Terms and continues until termination.

TERMINATION

IQuantsGraph Private Limited reserves the right to suspend or terminate User access to the Services with or without notice and to exercise any other remedy available under law, where:

1.      the User breaches these Terms;

2.      A third-party reports violation of any of its right as a result of your use of the Services;

3.      IQuantsGraph Private Limited has reasonable grounds for suspecting any illegal, fraudulent, or abusive activity on part of the User; 

4.      As a result of the suspension or termination of services by IQuantsGraph Private Limited; or

5.      IQuantsGraph Private Limited believes in its sole discretion that the User actions may cause legal liability for other Users, third-parties or for IQuantsGraph Private Limited, or are contrary to our interests.

In the event you breach these Terms or submit content or information in breach of these Terms, we have the right to terminate this Agreement and your access or usage rights to the Services immediately, or remove non-compliant information or both, in our sole discretion. 
Upon any termination of this Agreement, you must cease any further use of the Services.

Upon termination:

(a)    all licenses granted under this Agreement terminate immediately;

(b)    we will retain and then delete data per our privacy notice;

(c)    accrued payment obligations will survive termination; and

(d)    Sections pertaining to Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law and Dispute Resolution, General clauses, and Key Terms shall survive termination indefinitely.

MODIFICATIONS

We may add, change or eliminate features, pricing, nomenclature and other aspects of the Services and make other changes at any time and these Terms will continue to apply to the Services as modified. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the site or the Services (or any part thereof) with or without notice. You agree that we will not be liable to you or to any third party for any such modification, suspension, or discontinuance of the site or the Services.

JURISDICTION

This agreement is governed and construed in accordance with the Laws of Union of India. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Coimbatore, Tamil Nadu, India, in all disputes arising out of or relating to the use of the Services.

THIRD PARTY APIS AND LINKS 

The Services may contain APIs and links to services and websites that we and our affiliates do not own, operate, or control. All such APIs and links are provided solely as a convenience to you. If you use these APIs and links, you will leave the Services. Neither we nor any of our affiliates are responsible for any content, materials, or other information located on or accessible from any third party APIs or website. Neither we nor any of our affiliates endorse, guarantee, or make any representations or warranties regarding any third-party APIs and links, or any content, materials or other information located or accessible from any other websites, or the results that you may obtain from using such APIs and links. If you access any other websites linked to or from the Services, you do so entirely at your own risk.

ASSIGNMENT

You may not assign your rights or transfer any of your obligations under this Agreement without our prior express written consent. Any purported assignment or transfer in violation of this section is null and void. We may assign our rights or transfer any or all of our obligations under this Agreement at any time, without prior notice to you, (i) in the event of a merger, acquisition, or sale of all or substantially all of our assets, or (ii) to our affiliate. This Agreement is binding upon, and inures to the benefit of, the parties and their respective permitted successors and assigns.

NOTICE

We may give notice to you by (i) electronic mail to your email address on record in your account information, (ii) written communication sent by letter delivered by a nationally recognized overnight delivery service, or (iii) registered post / speed post to your address on record in your account information. You are responsible for ensuring that your email address and property address on record are current. You agree that any notice sent to the then-current email or property address in our systems is adequate and binding notice upon you.

KEY TERMS

"Account" represents your legal relationship with IQuantsGraph Private Limited.

“Agreement” refers, collectively, to all the terms, conditions, notices contained or referenced in this document (the “Terms of Service” or the "Terms") and all other operating rules, policies (and procedures that we may publish from time to time.

“Content” refers to content featured or displayed through the Services, including without limitation code, text, data, articles, images, photographs, graphics, software, applications, designs, features, and other materials that are available on or through the Service.

“Course” refers to the courses made available through the Services.

"Intellectual Property Rights" are all intellectual property rights and all analogous rights subsisting under the laws of each and every jurisdiction throughout the world and intellectual property for the full term of the rights concerned and including all extensions and renewals of such rights, whether or not such rights are registered or capable of registration, including, without limitation, copyrights, trademarks, trade names, service marks, service names, patents, designs and all other proprietary rights of whatsoever description whether or not protected and whether or not capable of protection.

"Law" or "Applicable Law" refers to any statute, law, regulation, ordinance, rule, judgment, notification, rule of common law, order, decree, by-law, government approval, directive, guideline, budgetary declarations, circular, press notes, requirement or other governmental restriction, or any similar form of decision of, or determination by, or any interpretation, policy or administration having the force of law in India or any other relevant jurisdiction, by any authority having jurisdiction over the matter in question, whether in effect as of the date of this document or thereafter, and the word "Laws" shall be construed accordingly.

"Services" means any or all of the professional services offered by the Company.

“Terms”, “Terms and conditions”, “Policy”, “T&C” shall mean these Terms and all parallel policies that you accept to in mutual agreement by accessing our Services.

“You”, “Your”, “User” refers to any individual person, company, or organization that has visited or is using the website or Services or that accesses or uses any part of the Account.

“We”, “Us”, “Our”, “Company”, shall mean IQuantsGraph Private Limited.

Professionals collaborating on financial planning and investment strategies
Client accessing investment and wealth management services on a mobile device

Ready to Move Your Business Forward?

Connect with our team to discuss your challenges and discover solutions designed to help your business move forward.

Financial advisor accessing client investment insights on a mobile device
Advisors discussing wealth management solutions with clients
Professionals collaborating on financial planning and investment strategies

Ready to Move Your Business Forward?

Connect with our team to discuss your challenges and discover solutions designed to help your business move forward.

Professionals collaborating on financial planning and investment strategies

Ready to Move Your Business Forward?

Connect with our team to discuss your challenges and discover solutions designed to help your business move forward.

Financial advisor accessing client investment insights on a mobile device